Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, but costs can pile up fast.
Think about it — you open Zepto to buy a few essentials, and within minutes, your ?1,000 bill becomes ?2,000. That’s why knowing how to save matters.
MyRupaya’s Grocery Discount Finder lets you save on every grocery order. Over a year, that’s thousands saved effortlessly.
This article explains:
• How MyRupaya’s Grocery Discount Finder works
• MyRupaya’s other features beyond groceries
• Top grocery credit cards for 2025
• Ways to reduce grocery bills using MyRupaya + credit cards
• Common FAQs from everyday shoppers
How Grocery Discount Finder Works
MyRupaya’s Grocery Finder is designed for maximum efficiency. Instead of searching random coupon blogs or fake codes, MyRupaya shows the best live discounts matched to your cards.
1. Find Active Grocery App Deals – Access verified offers for Zepto, BigBasket, Blinkit, Flipkart Grocery, and Amazon Fresh.
2. Credit Card Cashback Mapping – Different cards give varied cashback. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Stacking Benefits – Apply both Zepto promo and credit card rewards in one order. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Live Deal Notifications – Grocery deals expire fast. MyRupaya ensures you see only valid, updated offers.
Whether you shop from Zepto, Blinkit, or BigBasket, you always know which payment saves the most.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It analyzes your spending behavior and recommends savings.
It covers:
• Movies – Paytm movie offers, PVR, and BookMyShow discounts.
• Travel – flight & hotel booking cashback.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – Find today’s best grocery offers.
In short, MyRupaya’s goal is to make sure you never blinkit pay full price.
Top Credit Cards for Grocery Shopping in 2025
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for cashback under this card. Use alongside Zepto promos for maximum benefit.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
HSBC Live+ – Universal Grocery Card
• Cashback: 10% on both online & offline groceries
• Other Benefits: Dining, entertainment & fuel rewards
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
5. Amazon Pay ICICI Credit Card – Best Free Grocery Card
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: 1% on all other purchases
• Annual Fee: Absolutely free card forever
Why it’s great: No annual fees, automatic 5% cashback on essentials.
Detailed Grocery Credit Card Overview
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
FAQs
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Final Thoughts
Grocery shopping will always be essential, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, you can easily save 5–10% each month.
Popular cards such as HDFC Neu, HSBC Live+, or Amazon Pay are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and you’ll never pay full price again.
Shopping smart is the new saving strategy — and groceries are the perfect place to start.